|Terms and Conditions*||A||B||C|
|Gift card type||Chain store retailer||Chain store retailer||Shopping centre|
|Expiry date||The gift card is valid to make purchases for two years after it is issued.||Expiry dates do not apply.||The gift card is valid to make purchases for one year after it is issued.|
|Restrictions on low value use||The minimum that can be loaded onto a card is $5, however, there are no restrictions on low value purchases.||Restrictions on low value use do not apply.||There are no restrictions on low value purchases, however, individual retailers may apply different conditions on use.|
|Fees and charges||N/A||N/A||$1.95 payable upon purchase.|
|Limitations on use with respect to retailers that accept the gift card||Some specific exclusions including use at specific stores within a chain.||No specific exclusions within the chain.||Not all retailers within the shopping centre accept the gift card.|
|Receiving change||#Remaining value is stored for future use.||Up to $9.95 can be given in change.||Remaining value is stored for future use.|
|Lost, damaged or stolen gift cards||Lost, damaged or stolen gift cards are not replaced.||Lost, damaged or stolen gift cards are not replaced.||Lost or stolen gift cards are replaced upon evidence of proof of purchase and card number.|
*These examples are based on observed terms and conditions applied to gift cards in the Australian market.
#For this gift card the consumer is now able to use the remaining value to be used towards the value of purchases in excess of the card's remaining value.