Date
| Gift Card | |||
|---|---|---|---|
| Terms and Conditions* | A | B | C |
| Gift card type | Chain store retailer | Chain store retailer | Shopping centre |
| Expiry date | The gift card is valid to make purchases for two years after it is issued. | Expiry dates do not apply. | The gift card is valid to make purchases for one year after it is issued. |
| Restrictions on low value use | The minimum that can be loaded onto a card is $5, however, there are no restrictions on low value purchases. | Restrictions on low value use do not apply. | There are no restrictions on low value purchases, however, individual retailers may apply different conditions on use. |
| Fees and charges | N/A | N/A | $1.95 payable upon purchase. |
| Limitations on use with respect to retailers that accept the gift card | Some specific exclusions including use at specific stores within a chain. | No specific exclusions within the chain. | Not all retailers within the shopping centre accept the gift card. |
| Receiving change | #Remaining value is stored for future use. | Up to $9.95 can be given in change. | Remaining value is stored for future use. |
| Lost, damaged or stolen gift cards | Lost, damaged or stolen gift cards are not replaced. | Lost, damaged or stolen gift cards are not replaced. | Lost or stolen gift cards are replaced upon evidence of proof of purchase and card number. |
*These examples are based on observed terms and conditions applied to gift cards in the Australian market.
#For this gift card the consumer is now able to use the remaining value to be used towards the value of purchases in excess of the card's remaining value.