Financial System Inquiry Interim Report

This consultation process has now been completed. Submissions available
Consultation Type
Invitation to Comment

Key Documents

This consultation forms part of the 2014 Financial System Inquiry ('The Murray Inquiry').

The purpose of this Interim Report is to elicit comments from interested stakeholders to inform the Final Report to the Treasurer. The Interim Report does not make recommendations, nor does it describe the final view of the Inquiry.

Each chapter of the Interim Report makes a number of observations on the Australian financial system, as summarised in the Executive Summary. These observations reflect the Inquiry’s current judgement, based on available evidence. The Inquiry welcomes additional evidence from interested stakeholders to either support or contest these observations.

The observations do not cover all the issues raised in submissions or consultations. By necessity, the Inquiry has had to prioritise issues. Even so, the range of topics covered in the Interim Report remains broad. Stakeholders are encouraged to provide feedback on whether other issues are of greater priority than those covered in the Interim Report and which issues should be the focus of the Final Report.


The Financial System Inquiry received over 6,500 submissions in response to the issues set out in the Inquiry's Interim Report.

Over 5,000 submissions were received on the issue of "credit card surcharges". This issue is detailed in the Bartosch submissions. The Inquiry also received numerous submissions relating to the issues of "too-big-to-fail" or "bail in".

Confidential submissions have not been published. Submissions that contain content that is defamatory, obscene, indecent, threatening or abusive have not be published on the website.

The opinions expressed in the submissions are those of the authors and do not necessarily reflect the views of the Government or the Financial System Inquiry.


33 submissions were received for this consultation.