Treasury Laws Amendment (Consumer Data Right) Bill 2018

This consultation process has now been completed. Submissions available
Consultation Type
Exposure Draft

Key Documents

On 9 May 2018 the Government committed to implement the Consumer Data Right in line with the recommendations of the Review into Open Banking in Australia.

The Government is seeking views on the exposure draft legislation and accompanying explanatory materials, which implement this measure. The Treasury Laws Amendment (Consumer Data Right) Bill 2018 will primarily amend the Competition and Consumer Act 2010 but will also consequentially amend the Privacy Act 1988 and the Australian Information Commissioner Act 2010.

Responses to this consultation will inform Regulation Impact Statement and Privacy Impact Assessment processes.

For further queries or comments on either the Consumer Data Right or Open Banking, please contact


Treasury will be conducting roundtables on the following dates:

  • Melbourne, 23 August 2018
  • Sydney, 28 August 2018
  • Other capital cities will be considered upon receipt of expressions of interest

We will be holding a number of 2 hour sessions at each of the Melbourne and Sydney roundtables. If you wish to attend a roundtable, please email indicating your preferred location and if there are any times on that day you will not be able to attend.

We will not accept expressions of interest received after 12pm AEST on 20 August 2018.

Due to limited numbers, if an organisation wishes for more than one representative to attend a roundtable, the second representative will be placed on a waiting list. We will send an email confirming the attendance of wait-listed attendees at 5pm AEST on 20 August 2018.


63 submissions were received for this consultation.

AGL Energy - pdf 298.89 KB
American Express - pdf 137.08 KB
ANZ - pdf 211.51 KB
Cashfac PLC - docx 14.53 KB
Choice - pdf 171.94 KB
Common Ledger - pdf 169.27 KB
Data Republic - pdf 88.37 KB
David Watts - docx 132.47 KB
Deloitte - pdf 910.33 KB
EnergyAustralia - pdf 265.23 KB
Equifax - docx 51.61 KB
Experian - docx 614.84 KB
Illion - pdf 656.49 KB
Indue - docx 223.59 KB
Kemp and Nicholls - docx 284.11 KB
Law Council of Australia - pdf 185.56 KB
Lucas, George - docx 16.06 KB
Mastercard - pdf 209.25 KB
MoneyBrilliant - pdf 165.13 KB
Moneytree - pdf 109.99 KB
NAB - pdf 1.95 MB
NSW Young Lawyers - pdf 257.76 KB
OPTUS - pdf 460.38 KB
Origin - docx 297.91 KB
Quantium - docx 569.23 KB
Queensland Law Society - pdf 310.62 KB
REA - pdf 261.35 KB
Securelogic - docx 598.08 KB
Simon Thompson - pdf 60.35 KB
Simply Energy - pdf 228.04 KB
SISS Data Services - pdf 177.29 KB
SunTec Business Solutions - docx 385.71 KB
Telstra - pdf 371.95 KB
TrueLayer - pdf 177.32 KB
Verifier - docx 47.35 KB
Visa - docx 107.73 KB
Westpac - pdf 135.82 KB