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Launching Help to Buy
The Help to Buy shared equity scheme will assist 40,000 Australian households to purchase a new or existing home with an equity contribution from the government.
This will mean eligible Australians can buy a home with a smaller deposit and mortgage.
The Australian Government passed legislation to establish Help to Buy and is working closely with states and territories to deliver the scheme.
Help to Buy will be administered by Housing Australia. Further details about the scheme, including the start date, will be announced in due course.
Email updates
To register to receive email updates on the Help to Buy scheme please enter your email address.
Privacy
By completing the above form, you may have provided us with personal information (your email) for the purpose of proving you updates on the Help to Buy scheme.
Your personal information will not be used or disclosed for another purpose without your consent, except where authorised or required by law.
Personal information may be disclosed to staff and contractors in the Treasury.
For more information about our privacy practices, including how to access or correct your personal information or make a complaint, see Privacy.
Consultations
In 2024, the Australian Government released the draft Program Directions for the Help to Buy scheme for consultation.
See Help to Buy program directions
Implementing the Home Guarantee Scheme
The Home Guarantee Scheme supports Australians to buy a home sooner.
The scheme includes:
- The First Home Guarantee – to support eligible first home buyers to buy their first home sooner, with a deposit as little 5 per cent.
- The Regional First Home Buyer Guarantee – to support eligible regional first home buyers to buy a home in a regional area.
- The Family Home Guarantee – to support eligible single parents with at least one dependent child, to buy a home with a deposit as little 2 per cent.
Visit Housing Australia's Home Guarantee Scheme
Helping first home buyers to save for a deposit
The First Home Super Saver Scheme helps people to boost their savings for a first home by building their deposit inside the concessionally taxed superannuation system.
This allows people to make voluntary contributions to superannuation up to a total cap of $50,000 and release the contributions and associated earnings, when buying their first home.
Visit Australian Taxation Office's First home super saver scheme