Screen scraping – policy and regulatory implications

This consultation process has now been completed. Submissions available
Date
-
Consultation Type
Discussion Paper

Key Documents

Screen scraping is a technology that collects displayed data to support a range of activities. This consultation focuses on screen scraping practices that involve consumers providing their login details to third parties to collect data to provide a product or service, such as loans or financial management products. The practice of consumers sharing their login details is inconsistent with cyber security advice and may pose consumer protection risks.

This discussion paper seeks views on the nature of the screen scraping market, risks to consumers, the broader regulatory context and the comparability of data accessed through screen scraping with the Consumer Data Right (CDR).

It also seeks views on the recommendation of the Statutory Review of the CDR that screen scraping be banned where the CDR is a viable alternative.

Views will inform policy development on options for regulating screen scraping practices.

Submissions

44 submissions were received for this consultation, including 4 confidential submissions.

Adatree - pdf 892.94 KB
Basiq - pdf 423.83 KB
Beforepay - pdf 210.26 KB
Cash Converters - pdf 418.76 KB
CashDeck - pdf 244.67 KB
Credit Corp Group - pdf 162.66 KB
Cuscal - pdf 149.91 KB
Didenko, Dr Anton - pdf 227.82 KB
Difrent Rental - pdf 237.14 KB
Envestnet Yodlee - pdf 222.32 KB
FDATA - pdf 411.16 KB
FinTech Australia - pdf 252.46 KB
illion - pdf 281.36 KB
Law Council of Australia - pdf 247.13 KB
Mastercard - pdf 144.24 KB
Plenti - pdf 100.81 KB
Prospa - pdf 916.89 KB
Revolut Australia - pdf 143.68 KB
Shift - pdf 376.67 KB
SISS Data Services - pdf 251.46 KB
Skript - pdf 162.99 KB
TaleFin - pdf 112.46 KB
TicToc - pdf 137.04 KB
Wagetap and Wagepay - pdf 240.41 KB