Reforms to the sale of add-on insurance products

9 days left to have your say
Consultation Type
Proposals Paper

Key Documents

On 4 February 2019 the Government announced it would introduce an industry-wide deferred sales model for add-on insurance products in response to recommendation 4.3 of the Financial Services Royal Commission. This paper outlines the Government’s proposed model and seeks targeted feedback from stakeholders.


You can submit responses to this consultation up until 30 September 2019. Interested parties are invited to comment on this consultation.

While submissions may be lodged electronically or by post, electronic lodgement is preferred. For accessibility reasons, please submit responses sent via email in a Word or RTF format. An additional PDF version may also be submitted.

All information (including name and address details) contained in submissions will be made available to the public on the Treasury website unless you indicate that you would like all or part of your submission to remain in confidence. Automatically generated confidentiality statements in emails do not suffice for this purpose. Respondents who would like part of their submission to remain in confidence should provide this information marked as such in a separate attachment.

Legal requirements, such as those imposed by the Freedom of Information Act 1982, may affect the confidentiality of your submission.

View our submission guidelines for further information.

How To Respond



Address written submissions to:

Insurance Team
Financial System Division
The Treasury
Langton Crescent


Phone: +61 2 6263 2111